Rabobank IDB -International Direct Banking- is a retail formula of Rabobank International, offering simple financial products and services to consumers using the internet as its only channel. IDB has more than 350,000 customers in 5 countries and a central team in Utrecht, The Netherlands. The core business of IDB is to start-up and run direct banks over the globe. There are now 5 direct banks operational (Belgium – www.rabobank.be , Ireland, New Zealand, Australia and Poland). Germany & the US are next on the list.